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"Money represents, after all, exchange value
par excellence, and thereby stands opposed to all other commodities and
their use values. Money assumes an independent and external power in
relation to exchange because, as the universal equivalent, it is the
very incarnation of social power. This social power, furthermore, can be
appropriated and used by private persons. The significance of this has
now to be worked out. Money permits the separation of sales and
purchases in space and time."
--David Harvey, The Limits to Capital, pg 245
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